The only thing I am unsure of, and you want to consult your CPA or whomever it may be, if you can write off the remaining balance when you sell or 1031 in 2-5 yrs like you mentioned.For me, my strategy is long term and I have extra cash on hand, so I personally always take into consideration of buying down points.

for single people is tax free if it was your primary residence for 2 of the past 5 yrs.

Some are 15 yrs like yours.I will be where you are, but my paid off place in 2 years will be a 10 unit.  

Hi my name is Kevin, I'm 27 yrs old and getting started in Real Estate as an investor!

You're using the wrong interest rate.95k @ 5.75% for 30 yrs is $554.  95k @ 7% for 30 yrs is $632.

The note business really excites me, but I want to make sure I invest in a business that can be long term (10 yrs +).

Expos moved to DC 11 yrs ago...:"..LOLIt would be kinda silly to go and pay thousands of dollars to some real estate guru when all the help you need is available right here at you fingertips, and most of it is free. 

He got out after 7 yrs or so as the grind was not worth the profit any more for him 

My refi in March 2015 is at 4.625% for 30 yrs.

We are new to Flipping Houses and have been reading up and getting educated for the last few yrs.