I use an investigation company that does a more comprehensive check not just the instant credit/background. 

Much more efficient in the long run than trying to cool off 10-20degrees at a time.The problem is that people today want everything instantly and you're not gonna cool an entire house to a comfortable temp instantly. especially when you turn it off all day long and it's 90 outside, 80 inside and you want it 68.

You can blow it all instantly getting a newer car.

If you do want to use real keys get the kwikset smartkey they can be re-keyed instantly very easily. 

I got bit with the RE bug last year after finally reading Rich Dad, Poor Dad, and instantly had only one thing in mind... learn everything I can and get into REI.

@Terry Dunlap There’s still deals out there that will cash flow every month. 40-60k for the purchase and the right property below market value with an instant equity grab.

I hate to think the worst of people, but I KNOW he purposely waited until the closing agent came in to tell us the wire cleared before telling me.So, what was supposed to be an exciting time for me instantly became a pressure cooker.  

I joined the Army out of high school, learned about Real Estate, and instantly became obsessed.

Even if you plan to self manage, should something come up where you no longer want to or you head to a warmer climate when you do retire, the deal will instantly flip from potentially cash flowing to being underwater.Unless you can get the price down to under $45k, it's likely not worth it.

If you can swing an Airbnb in anyway in Somerville you have instantly doubled or tripled your rental income!