I see that quiet title actions can run $1K - $5K depending on the situation, so it would be wise to factor this into the decision-making process. 

Does lender factor in that next paychecks(January 2nd/16th funds) so that you can use 100k or 110k(two 10k from recent/new paycheck so no 60 day seasoning) or is 90k the only funds you can use for downpayment/reserves?

My partner didn't have good credit at the time of purchase so her income isn't a factor for the HELOC because she isn't on the mortgage or the deed. 

What factors are best to look at to determine if a property will appreciate the most? 

Your mortgage doesn’t factor in to your gain.

It started out as a verbal agreement because time was a factor.

Understand the demand, rental growth potential, and economic factors in the area.

Verify that these match the promotional materials and agreements.Completion Timelines and Delays: Understand the projected completion date and any potential factors that could cause delays. 

You're doing everything right - hilarious in that I have the same insurer as you and similar coverage.

I'm guessing Rentometer is factoring in 3 bedrooms and 4 bedrooms into the numbers below?