State and federal and maybe self employment. 

Utah senators kill compromise bill giving tenants more notice of rent increases I do 30 days on mine and I don't raise rents more than once per year.I don't think the government should get more involved in property management. 

Now you'll probably here a number of naysayers tell you that" according to federal regulation such and such with the Dodd Frank Law blah blah blah you can't get a mortgage loan for under 60K." 

There is government data online to see where good schools are, low crime rates, and desirable city amenities.  

if she is, she has no tenant rights and can be evicted quickly (on a Federal level, state or local level may have different rules).

However, in many cases you likely won't be able to obtain by-laws until you are under contract.I would have your attorney include a specific "HOA" rider in the contract for this exact reason- It basically would require that you have ample time to review the governing docs of the HOA, such as master deed, current by-laws, current year’s budget, and last two years of audited financial statements, association meeting minutes, etc. 

Get a feel for the local government, are they growth focused or are they restricting construction?

On top of that, the government lenders like Fannie and Freddie may not lend against these buildings.

T-Bill rates are what the government pays to get people to buy bonds.

If I lost my job today, I would be hustling to have a new one by the end of the week, not waiting on a government check. 2.