Alternately remove them and extend the upper deck to the left end of the building.

I've seen people discussing Home Ready as well as Home Possible loans -- it looks like they both may serve as better alternatives to FHA financing, and I think they both don't require that you don't own other properties. 

Most of the alternative lenders that would do the loan with no income verification would say no because of the rural nature of Atlantic, Iowa (6700 people and 50 miles or so from Omaha and 75 from Des Moines).

Currently 4 Counties are going to use alternative laws provided by ACT 2018-577 FOR 2019 Tax AuctIon.

Alternative monies is going to run in the high 6s-mid7s range depending on ltv, loan amount, etc. 

An alternate option to also consider would be taking the money and using it be a private lender on a deal with an experienced investor. 

If you're at 75% or less, you should be able to get long term money, even if it's alternative - 30 year ARMs at rates in the 6-8% range, as long as debt service works (rents cover PITI).The other one seems doable too, if same type of deal w/no work. 

If your big system has enough capacity, and you're going with option #3 - I'd just put dampers in for balancing issues.Baseboard heat would only make sense as a cheaper alternative to a new unit for your 'other unit' ie: you block your duct-work to one unit, then use baseboard heat in the other, presuming your electrical is separately metered. 

Was Wondering if an FHA 203k would be a better alternative.

It may be a long shot, as it seems these “alternative strategies” are the hardest to network around.