I haven't even put any money in my pocket yet, much less paid taxes for my personal income, paid medical insurance for my family, put back anything for retirement, because I don't have a 401K or medical through my work.

The only way to deduct life insurance premiums, add to that the tax deferred earnings and a possible return of dividends makes it a great tool to utilize.I like and recommend everyone to have an HSA; safer, tax incentives, not to mention all gains are tax free if spent on qualified medical expenses (a great way to pay for long term care premiums!!)

Liability aside, this is not something you want on your conscience.At a minimum, I'd send the medical bills to the LL and have the property inspected for safety.

Interestingly, you are NOT allowed to ask for documentation or medical records when the disability is readily apparent; in other words, you can't try to document how extensive a visible disability is.

However, if the contractor is injured and doesn't have workers compensation he can (and will) go after you for his medical costs, pain and suffering etc.

I was partners with my brother and things were going well, till a severe medical situation occurred in my life.

Medical bills and student loans vs utilities and judgments from apartment complexes. 2) You see addresses.

Here are some links that may better assist you... http://www.irs.gov/uac/Newsroom/2013-Standard-Mileage-Rates-Up-1-Cent-per-Mile-for-Business,-Medical-and-Moving http://www.irs.gov/publications/p463/ch04.html#en_US_2012_publink100033930http://www.irs.gov/taxtopics/tc510.html Kudos, Mary

The industry seems to be surrounded by two medical centers and the restaurants on the "ross clark circle".

Bankruptcies are a different matter, while they could qualify after 3 years, that is when the cause was not due to their financial failure, being unforeseen and unavoidable like a plant closing that puts the out of work or medical bills.