I have seen 5 year runs where people who bet on appreciation Win big only to lose everything when markets turn.So count me in the Buy positive cash flow properties only.Financial Independence = conservative Financing and long term hold

But I am betting more on appreciation.

Oliver is not currently a great  neighborhood but I believe with the development the city and Johns Hopkins is pushing in the area make it a good long term bet.

If it's as close to downtown as you say, I would bet that they are already owned and not on the market.

@Arturo Colmenero you could try referencing zoning maps to look for multi family pockets but your best bet would be to subscribe to a service like Reonomy for example if you’re serious about finding multi family properties

Proving to the carrier that the building is a lower risk through methods like the wind mitigation report is your best bet to get a lower price without sacrificing coverage. 

I'd rather bet on myself and live with the consequence than throw money out of state and lose most if not all control. 

I bet he/she came come up with some great options.

-based consultant Eilers & Krejcik, predicts that sports betting in Kentucky will go live as early as 2021 as part of a wave of 16 states that includes Indiana and Ohio. 

I would bet he would be willing to pay more for the place because of his past and knows how hard its to find a place.