Mind you, there are some states, specifically NY where you could be on the hook for code issues on vacant properties, even if you are just the lender, so best to do your homework on each state. 

Every "problem" is an opportunity, it's just coded, and needs to be deciphered to be seen. 

Second they were in violation of the Realtor Code of Ethics.

I recommend finding a financial planner who specializes in real estate taxation, tax planning and financial planning.You may want to consider working with your financial planner remotely to expand your options.I would also recommend looking for a financial planner willing to work with you throughout the year.

Can anyone recommend a good accountant that specializes in STR tax strategies for W2 earners?

It's a specialized area of the law and I'd hate for you to pay for him/her to educate themselves.

This is in Lexington KY which AI says have grown 5.1% YOY but the latest data I saw for this particular zip code is a year old and says it's the lowest in Lex with a median of $900/m so +5% only gets us to $945.

Unfortunately, my agent dropped me yesterday, and now I feel more lost than ever.If someone knows any TX agent specializing in Self Storage, please reach out! 

What I don't like is that they don't make it easy to add any notes or codes for what you were doing and have the add up by category.

However both will require a lot of speciallized knowledge.