My question for everyone is, Do we just sit and squirrel away money to hopefully build up enough capital to put the typical 10-20% down for loan while simultaneously fixing up my current property to prep it for being a STR, LTR or for sale eventually down the road OR is there someone out there that has way more creative thinking than we do to start our real estate investing journey with little to no money down (yes we have tried to reach out to friends and family to see if they would partner on possible deals).Thank you in advance for any input!

This will allow you to grow your capital considerably, while simultaneously making yourself a better candidate for conventional long-term financing.

@Abigail J SteinertMost often it's a matter of leveraging one's capital.Below is a simplified example of why one might use OPM (Other People's Money) to finance his or her projects.Let's say that you have 100k, and it costs 100k to do one project (along with several other 100k projects in your pipeline).Let's say that you have a lender who is willing to offer you 80% of the project cost on each of the projects in your pipeline.You can do 1 project with your own money, or you can do 5 projects simultaneously using the lender's money.Using the lender's money (leverage) is a way to scale much faster in flipping.Hope this helps,Michael

I am very interested in one of the building (4-units) and have more than enough funds to buy it with a conventional loan but like i mentioned, they want to sell both simultaneously to the same buyer.

Why are these conflicting messages running simultaneously within biggerpockets?  

My thoughts are if I have a loan in an entity then entity's assets would be at risk while simultaneously my assets would be at risk. 

THEREFORE, SINCE THEN, SAVVY INVESTORS NEEDED TO FIND A "WORKAROUND" THAT WAS EFFICIENT BUT SIMULTANEOUSLY, LEGAL WHEN THESE DEALS AROSE.

Hi Jay,I have done refis and purchases simultaneously for many of my borrowers. 

Hi BP,We are currently under contract for an ocean property for a vacation house with more than 10 acres of land (where we'll build another main house). Working with a lender who says we should be able to finance it a...

Focus the majority of your time on sourcing off-market deals while simultaneously building your buyer's list.