Account Closed - You can fight the appraisal and indicate that the appraisal has a material error and should be revised.

I understand there is a lot of material and resources out there to read.

If you’ve been paying him for work as its been completed, you can negotiate what if anything he’s owed for unpaid work and materials (or let him sue you). 

This risk is particularly concerning during economic downturns or personal financial hardships.In summary, while whole life insurance can provide certain benefits, it is crucial to consider the costs, limitations, and long-term implications before using it as a funding source for real estate investments.To be clear, I don't fault @Brandon Beaudoin for promoting products like this. 

I Put roughly $60k into the property during the renovations (which I did mainly myself) and have the receipts for all the tools/construction materials/appliances/etc.I qualified for STR non-passive activity in 2022.

I received a promotional email from Anchor Loans.

Rates are high, cost on material is also super expensive.

We saved as much of the mid century material as possible.

They have awesome marketing materials and great articles on their site.

She has "trade accounts" that get her discounts as all kinds of places for materials like flooring, fixtures, cabinetry, etc, so it nearly pays for itself.