The only other option is non-agency aka subprime, there is more flexibility on the LTV and income as you can do a No Ratio or Asset Depletion or Bank Statements deposits or DSC (debt service coverage)

Yesterday on the 3rd, I went to sign the paperwork with the property insurance agency at which time I was told they put the wrong address on the quote and after making the correction the premium went from $2,600 to $3,900 annually.

Found the closest real estate agency, explained what I was looking for and that was that.

Found the closest real estate agency, explained what I was looking for and that was that.

That brings you into a dual agency situation which may not result in the best representation. 

There were some last-minute issues with the title but our RE attorney was great and resolved the issue in time for the early closing.Yesterday on the 3rd, I went to sign the paperwork with the property insurance agency at which time I was told they put the wrong address on the quote and after making the correction the premium went from $2,600 to $3,900 annually.

If I were in your shoes I would attempt to contact the seller and at the same time contact the local law enforcement agency.

If not there is a cheaper off market alternative The Flood Insurance Agency (TFIA) from Florida.

I know it saved me a lot of money.The Flood Insurance Agency (TFIA) they are out of Florida.

This year was a huge win for me and I'm very happy with the success in my real estate agency business.