We’re moving into the ADU ourselves starting in January so we can remodel our main home.

Collect the difference. 

When all the dust settles, and the  person searching is tired and discouraged and gives up, Jerry may not have bought  a single lot, but he's made some money from the training he sold you, which was his main goal from the beginning!

Its just kind of the nature of the beast and investing were over 50% of all homes are rentals its a different lifestyle than what we are used to at least on the west coast were maybe 10% of SFR's are rentals  renters rent apartments.

I know I already mentioned this, but @Mordy Chaimovitz...If you can get by with lower cash flow and invest for the long-term generational wealth (aka appreciation) in nice neighborhoods, that is the way to go, but it's tough to get by at times -- at least it is for me.Just know everyone's situation is different, and you should do what is best for your specific circumstances!

@Craig Oram The main problem is not Turnkey. 

I recommend using the Lenders tab in BP to reach out to a few different lenders for quotes.

I'll throw in my 2 cents on common differences I've seen in my career:CDFIs - Because of their subsidized financing structure, they have the ability to be a low cost lender (and sometimes provide grants).

Someone could claim you discriminated if you rejected them or implied you woudl then do something different for someone else.Hope this helps.

The great thing about BP there are different people with different perspectives and experiences.