When we wholesale in Denver metro its usually 78-80% ARV, we would only go lower if it was a slightly riskier deal (no good comps, stigmatized area, layout that might not make sense, house will be listed in the winter).Having said that our flippers are still having success with those number because of how hot the Denver area is. 

For example, making a larger down payment can help you lock in lower interest rates.

The main thing with a non-local lender is they might not fully understand the specific market dynamics of your area, which can sometimes affect appraisals or timelines.However, they might be able to provide lower rates or better terms than local lenders so it is worth looking into.

You’re able to learn the basics of a real estate investment with lower risk and build equity at the same time.

How do you protect your STR from bedbugs.As far as furnishings, I would go to either a high-end thrift store, or a lower end antique store.

Yes, I've been investing overseas for years and help many others doing so but investing internationally differs from country to country so asking about international and specifically in Bali.There can be fraud everywhere, including in the US, so you should always beware and the risk will be higher or lower, depending on the country.

Most leases you can purchase are generic in nature and do not equip you with very helpful tools to manage your property in the most effective and efficient manner, lowering costs, reducing liabilities, creating revenue centers, etc. 

San Antonio offers more relaxed rules, steady tourism, and possibly lower property costs.

However, if you decide to sell after holding the property for over a year, you could qualify for long-term capital gains tax, which is lower than ordinary income tax.

Consider lowering the rent.