The problem with multi family is that the inventory is VERY low and not a ton of great locations.

That is the norm for the overwhelming number of investors, and the low-risk approach.

You are in Los Angeles, whoever told you to lay low is giving you bad advice.

I don't know your situation, but I know that if I can self manage, self repair, and keep costs low, anyone can.

I recently started looking at LoopNet which seems like a great resource for Low to medium MFH and apartment buildings, have you used it before?

Repairs and maintenance costs have been pretty low.

Besides the low rent she pays she is very demanding, pays late and is not taking good care of the property.

So no, I wouldn't pay any of those low-interest notes off.

“The availability of affordable housing in Phoenix has plummeted very quickly and very dramatically,” said Maxine Becker, an attorney at the Wildfire Community Action Agency, a group that advocates for low-income residents of Arizona.Evictions are seen in virtually every community, from residents in their early 20s to retirees.

This either provides opportunities to invest in more real estate, rehab a property(s) or for personal use.You can also sell low performers to do the same.