However, I’m hesitant due to the risk of the chatbot going off script and potentially leading to discrimination claims.

I also got involved with a builder in Florida who has yet to produce the first of three houses they're contracted to build, which was a major hit to my available funds as well, setting me further behind.I also figured if I fell a little behind in saving (18 months instead of 12 months for example), I'd still be making progress.

Deed holder should maintain builders risk and general liability coverage as additional precaution, although the hope is to never have to rely upon the coverage. 

@Stuart Udis my thought was to spread the risk is why to partner.

You should be weighing out your tolerance for risk.

Not worth the liability risk and the potential damage pools leave.

However, their terms involve a 20-year amortization, a 5-year ARM, and a rate of prime + 0.5% thereafter.I’m exploring other options for financing and would appreciate any suggestions or advice.

However, the other option would've definitely increased the risks of stagflation.

@Brandon Ortiz: each strategy has its own risks and potential rewards.Owning rentals, you have the constant maintenance and tenant risk associated with owning property.  

Different investors have different tastes, risk appetites, and long-term goals.