(that seems to personal to me) a gift certificate of some sort? 

Being one of those rare breeds that has the gift of gab, a gift of being able to fix almost anything.

The bank is telling me the down payment can’t be gifted.

For me, the 2008 meltdown was a gift of a lifetime from Mr.

Is it possible for him to "gift" a portion of his equity on the home to help fuel an investment property for myself?

Keep in mind that on investment properties funds to close can only come from borrowers and gifts are not allowed.

Long story short, I lost one of my warrior friends seven months ago and last week I received a call from her husband saying he had a gift for me.

As for it is your family members then you will have to do some work, when buying the money down can only be a gift up to a certain amount depending on the laws of the place you are.

While it's not unusual that places like Lowes/Home Depot will routinely offer appliance sales at 10 to 30 percent off year round,  you'll typically find reductions at 40 percent off during Black Friday.I tend to use Lowes/Home Depot routinely for the free delivery and also because I purchase using 10 percent off coupons and gift cards as payment.Some landlords will wait until January and pick up great used appliances from craigslist (replaced with Christmas presents of new appliances) but honestly, my days of picking up and hauling appliances around are long over!

Hey @Matt Engle,Would your families be providing the money as gift money?