The average cash flow in the Bakersfield area is more along the lines of 6% although it can fluctuate up and down from there.  

Which can drastically fluctuate week by week.

For example, 4.25% of sales (which may fluctuate each month) until investors receive 1.6X their original investment, but for no more than 48 months (if investors haven't received the 1.6X by then, the full amount comes due).As a Title III Funding Portal, NextSeed is registered with the SEC, and regulated by FINRA.

Of course there could be other factors involved in currency fluctuations.  

Your cost to build will fluctuate along with selling prices, but you should still make a decent amount of profit.

They fluctuate a bit every year. 

Until we somehow see a mass influx of housing on the market, I don't foresee any signifcant fluctuation in prices, therefore, demand will remain fairly consistent.

I have a lender even who will not let you variable rate mortgage fluctuate when the prime rate changes, for cash flow and budget planning. let me know if you want some help 

HEL Home equity Loan - Higher interest More likely to close - if factors are met HELOC - credit card x10 fluctuating interest?

Markets will fluctuate but who cares if you're planning to hold long term.