If there is an issue; your management company is most likely the one that will be exposed since that really is the one you are conducting business with.If you are just starting out in rentals; I would setup the holding company first.

I agree with the 'get your license' consensus.While passing a test in no way prepares you to make money for yourself or others, it does expose the licensee to the basics of real estate such as ownership benefits, title, basic documents, some law, financing, valuation, ethics and duties of an agent and of brokers.It's scary how little many agent know, however.

Are they doing everything they can to expose properties to the widest possible market?

If the majority of your assets are in real estate, you may be over-exposed to this asset class.

She doesn't want her child exposed to these chemicals. 

Here are my thoughts: having the tenant do it exposes you to liability, doing it yourself takes time away from growing your business. 

Spent $7k turning the old junky basement into industrial-chic-cool with exposed wood beams, lots of shiny new electrical outlets via exposed conduits and OSB (pressed wood) for the sub floor.

So tenant now has the account and routing information, without your having supplied a deposit ticket.Now, giving them the deposit ticket more directly exposes that information, but it's not like that information was never exposed previously.

.:   However, the inspector also said the attic needs more ventilation and there are exposed electrical wires that should be addressed, so people have to go up there.What does he mean by "exposed electrical wires"  There is nothing wrong with cables running along joists to lights, outlets, etc.

.: I agree that it can be a culture shock, particularly if one was never exposed to different life realities.