People are friendly.New metro station coming (either before the 2028 olympics or if not, then in 2040):http://www.latimes.com/local/lanow/la-me-ln-west-h...New Sprouts and Target coming nearby at La Brea & San Vicente:https://commercialobserver.com/2018/08/cim-group-a...The overall character of the neighborhood is mixed, with working-class families and young professionals interspersed.

I've been looking to figure out my weight vs cardio mix.

Not sure who you're using but I have a mix of State farm & Foremost policies, State farm for me is about 30-40% less with very similar coverage (deductible is slightly higher & they don't cover flood damage).

The schools are excellent and there is a nice mix of property types.  

With a regular, regulated lender neither one is legally possible and wouldn’t meet fed/state banking regulations.The current lender will either give you a discounted pay off, or they won’t.....that is your only solution to refi.The deferred principle makes this sound like a loan Modification done by a major lender.....not sure what a “balloon payoff penalty” is, sounds you are mixing up terminologies.

I'm seeing mixed reviews on the web so want to get input from fellow investors about good or bad experience they may have had with the company. 

When you start buying notes “as-is” and without title insurance that is a bad mix. 

Many great 30 year terms available for multifamily, mixed use, and commercial as well.

As a whole we all get along well but i understand business and family sometimes do not mix. 

Keep ALL monetary items closely recorded, and absolutely separate - aka do not mix business and personal accounts whatsoever going forward once the LLC is set up.