But I see that they eliminate your living room and dining room, instead putting in more bedrooms. 

I figure I'll have my debt paid off by 65, so I'll be very comfortable come those golden years. 

Just leverage enough so your cash flow is comfortable. 

I come from a background of contractors so its something I feel pretty comfortable facilitating.

Hey @Augustin Calderon, they are both good options depending on your comfort level.I would be more biased towards the investment property.

Whether you're casting a line from the shore or venturing out on a kayak excursion, you're sure to reel in unforgettable memories.After a day of adventure in Key West or on the water, unwind in the luxurious comfort of our home.This is more than just a vacation rental, it's an escape to paradise.

I feel comfortable doing that.

Make sure you have a solid team around you, and you feel comfortable evaluating potential deals.

Are there people you feel more comfortable with?

You can incentivize paying their rent ahead (by semester/term) via lump sums when they get their student loan reimbursements and also have their parents co-sign their lease for a backup plan if you don’t feel comfortable enough with them solely on the lease.