Being the owner of 2 other non-real estate businesses pays for my cars etc, real estate is my income for retirement and charity, so where I'm always eager to close for my investor clients and my non-investor clients, it's more about seeing them get what they're reaching for than my commission.

We are also in the business (charity?)

As an in-law, I wouldn't touch this or work on it or invest in it unless strictly as charity.   

My mom runs a charity and to ensure the loan would be approved for a new property for the charity, they co-signed a mortgage.

I am a consumer first, a target for faceless charities second, barely a citizen, and nobody's neighbor.

People who can't pay the rent have family, friends, charities, churches or shelters to go to for help. 

It's very easy for the super-wealthy to manipulate their tax burden...and therefore your entire proposed system...Consider a couple things:- Bill Gates could cash in his entire fortune and have a single-year tax burden of about $25B;- That $25B accounts for about 2% of the total personal tax paid last year, a very non-trivial amount;- Bill Gates have some ultra-wealthy friends who have already aligned the spending of their fortunes with Gates and his charities;- Given how few people currently vote in our elections when they have an equal say as everyone else (people think their vote doesn't matter), I think it's safe to assume that the voting population will drop considerably if most people felt like there small number of votes really didn't count;- Given the drop in total number of people who vote, Gates and his friends could easily manipulate the vote if they wanted to.Why would Gates and his friends do this?

You're running a business, not a charity.

This is business, not charity.

Additionally, one of our PMs chooses four charities during the holiday season (including a homeless outreach and St.