Owner gets newness euphoria of opening a location and sales rush in but if the operator doesn't execute at a high level for customer service, fair pricing, and consistent great food time after time then the customers won't be returning on a regular basis if at all.

, and walking or biking to a local food market will be important.

Food for thought.  

You can't enforce it in the middle of the food chain, it needs to start from the top.

(It doesn’t matter whether the loss is deductible on your tax return.)You, your spouse, a co-owner of the home, or anyone else for whom the home was his or her residence:Died;Became divorced or legally separated;Gave birth to two or more children from the same pregnancy;Became eligible for unemployment compensation;Became unable, because of a change in employment status, to pay basic living expenses for the household (including expenses for food, clothing, housing, medication, transportation, taxes, court-ordered payments, and expenses reasonably necessary for making an income).An event is determined to be an unforeseeable event in IRS published guidance.Other Facts and CircumstancesEven if your situation doesn’t match any of the standard requirements described above, you still may qualify for an exception.

Just some food for thought:I think you're going to be in a similar boat on many properties...it's going to be a real unique property that you can get into with a low-down, Owner-Occupied loan that has the opportunity to drive enough value to pull money out while generating enough rents to cover the new, higher loan amount.

Plenty of people are on Cradle to Grave Welfare, Section-8, free healthcare, etc...There are programs in place to handle this, but in many instances the wait times are too long to be of any real help.If it gets bad enough FEMA will step in and provide food and shelter as they did in Hurricane Katrina. 

I love Chicago, great food!

Here's some to get started, and I'm sure people have better:* virtual work will migrate down the food chain of jobs, making internet/visual hookups more like a utility and possible differentiator for residential landlords*rental/business interruption insurance will evolve..more expensive and more comprehensive?

I'm sure this thing is tough on a lot of people who were not prepared for it financially, or supply wise (W2 and Owner Operators both).The mandatory stay at home orders, food shortages, TP shortages, job loses, the uncertainty of your financial situation, having no job, or having to let some of your people go, etc...But it will end, and it may make it more endurable to focus on a possible end date.