Not possible, 85% max LTV on a purchase or straight refi, 75% max LTV on a cash out refi.

If you are going into MF make sure you have a lot of cash sitting on the sidelines for maintenance and repairs.

Then you 2 would agree on how you would split the profits once the property is generating cash flow and the original equity is returned.

Rent, Expenses, NOI, Cash Flow, COCR, Cap Rate, Market cap rate. 

I am trying to calculate my returns over a 10-year period using the rent-by-room strategy, which results in significantly more cash flow than traditional rentals.

Have the co-op take out a loan for 60% of building value, then charge buyers 20% of value in cash for each unit. 

There are two types of return from a rental propertyCash Flow & Appreciation.I normally also aim for a minimum of 8% return between Cash-Flow and Appreciation.Appreication, nationally, is around 2% to 3% annually.Therefore, your goal is to get the cash-flow to be about 5% to 6%.The issue is interest rates being very high, you would therefore, need to buy at a pricepoint where the numbers still make sense.You can always put down more of a downpayment to cash flow, but that will impact your cash on cash return calculations.Best of luck!

It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

you could take $300K and purchase one property for cash. 

I am a house hacker myself and have 2 properties here that now cash flow.