I believe there is merit to paying off all our credit cards and getting a nicer vehicle and honestly I don't see anything wrong with her body but she has put up with all of my **** for the last 10 years so at this point if it makes her happy thats fine.

Nor the smell of the incinerated thousands of bodies (RIP) that lingered for weeks upon weeks around pretty much all the 5 boros & NJ.

I am currently seeking any guidance as to whether or not I am over reacting or if split block really is a deal breaker.  

Due to our recent turmoil, I'm not sure how the market will react.  

Does the seller really mean no business <full stop> or did he envision someone running a moderate traffic business (i.e. hair salon, tailor) or home-based auto-body shop in his front yard?   

I will point out that on a small build it may not be worth that money because the "test" they do is not a soil sample or boring of the land, it is a research into the property to determine if a laundry facility or auto body shop or some contaminate / polluting type of business or entity was once on that lot a long time ago.

But I guess it's really about the numbers and I'd go with however most people would react.

Don't just put a body in there to put a body in there, you wont have the time, energy or money to evict at this point.Take cost to remodel plus cash flow to the bank with your asking price, if you can get a pre approval to buy the property than present your offer with what is needed to spend on property.It took me a year to get the bank to take my offer, once a month I would stop by just to say high, they had other offers, but then they would go to the building find out what a disaster it was and either walk or change the offer, the bank always said no, why you ask, because not one of the offers came with a pre approval, unbelievable, cash talk BS walks.The Bank I received the loan from looked at the remodeling numbers than market value after completion, I took the banker on a tour of said property showed the my written plan and bingo, he says this is a great deal.

I know which are good/ bad from a renter's perspective and would be interested to know which are friendly to investors.Also, the school's student body grows larger each year. 2 year lag between incoming class and when they move off campus.

AS you know some states don't care but the one's that do they will react and up hold the laws of the land.