Induce a "solution" that feeds the problem thus requiring more "medicine" (rate increases) and thus, more problems to bring MORE "solutions", and round and round and rou....

Ryan- I am currently operating my LLC as follows:All income gets deposited into the LLC checking accountAll business expenses get paid out of that same checking account (online bill pay)Since it is a credit union, I can create sub accounts ("share"accounts- individually numbered savings accts) under the main accountAt the beginning of the month, I online transfer set amounts out of the chkng acct into the "tax", "insurance","heat/misc" share sub accountsSince chkng accts are vulnerable to outside influence (counterfeit check, invalid ACH withdraws), I sweep excess funds into a separate share acct I do an ACH transfer of my monthly draw into my personal chkng acctThruout the month, i'll reverse sweep funds back into the main chkng acct for bill paying as needed.When the "funds sweep" holding acct gets too large, I transfer funds out of the LLC into a personal savings acct (the thought here is that my rental activities are far more susceptible to a lawsuit than my personal life.

@Huso Akaratovic Thanks HusoIn Canada for permanent residents will have Ontario health card which cover hospital costs, im prepared to for medicines.

Not only is it harder and harder to find good deals on your own, but knowing you are investing with a tried and true operator relieves some of the stress and head aches that come with owning real estate 

I currently require all my tenants to sign up for ACH transactions on a monthly basis, but weekly would probably make it easier for the tenants.I have the capability through my bank to process ACH transactions.

Free rent collection for you and tenants if you use ACH (4-5 business days to deposit) and Credit/Background checks are $40. 

Add to that endless heart ache from relationships last few years and I'm emotionally done.

ACH payments can be set up between accounts to transfer money.

I have moved to ACH now though and that helps but many tenants as we know dont have bank accounts.

Simon, I looked into Yardi Breeze, but they charge $.95 for each ACH transfer for Tenant's to pay online... for 300 units, that's an additional $3,420 a year!!!