I've been pursuing a deal to invest $20k, sourced from my SDIRA using a 65% LTV solution. This loan solution must be non-recourse and is designed for the purchase price of $50k, and loan amount of $32,500. Borrowe...

Once you find one you feel comfortable with you should have them run your scenario and explain any obstacles you may need to hurdle.

The biggest hurdle would be getting the approval from the planning department.

For the 203k project there were two hurdles

Utilizing a property cashflow analyzer and conservatively estimating all my expenses (maybe too conservative), it's almost impossible to cashflow positive unless I'm putting 40%+ down or factoring in a completely unreasonable purchase price.

It's always a big hurdle to get over.

I would like to offer 450,000.00 ..as an expert do you think that is an unreasonable offer considering the value of the area?

According to mortgage business development manager for Security National, “In over 25 years of doing loans, I’ve never seen so many hurdles in the loan approval process.

There are some significant hurdles being put in your way and you owe it to yourself to understand the back-room game.My attorney, a very smart man, tells me that the first lesson in any law school is: Don't mess with banks and insurance companies - you are always guilty.

For example, should your insurance company be like mine and prohibit certain dog breeds, it would be unreasonable for somebody to expect the landlord to switch insurers to a policy that allows such breeds (and the potentially higher premiums that would go along with allowing those breeds).