's point - I mean how proud can you be to get into the top 10% of wealth, when 80% of the people are actively avoiding it by buying every shiny doo-dad they see on TV?

Interest only (5%) payments, principle due at my leisure.  

Investing competes with time for your family, health, personal growth, less risky dollar for time trade at a lucrative and meaningful profession, leisure, etc. 

*Disclaimer: I'm not an attorney nor do I play one on TV, this is solely my opinion having done dozens of subject to, wrap, and owner financed transactions*First, I believe the trust model is very flawed. 

You have refrigeration, Air Conditioning, a smart phone, the internet, Air Jordans, two computers, take vacations, go to college, 37 flavors of ice cream, have 365 channels of TV (I didn't say they were worth watching ;-) health insurance, life insurance, fire insurance, auto insurance, home owner's insurance, SDIRA, 401(k), plastic surgery, viagra, fast food and can call the shots of just about anything you want to do or be.I grew up in a 790 sq ft house with 4 brothers, a cousin & aunt and my folks. 

It's a disservice to these good folks to judge them on the basis of a TV show. 

Common kitchen, living/craft, tv, game areas.

Along with all the ancient TV tackle.

Probably saw a tv show and were way in over their heads.

The media (tv & talk radio) uses this I Got You technique of reporting that turns me off.