The most followed path is to save enough for down payment and reserves then get a loan. 

Contact the employer to confirm their rate of pay and duration of their tenure as an employee.

Some common OVERLAYS are:Credit ScoreNot using Rental IncomeSeasoningLoan MinimumsMaking us have more downpayment than neededNot using “After Repair Value”Limiting the number of loansRequiring more reserves than neededAnd plenty of others tooSo imagine you are trying to use the BRRRR method on a property and your lender states “We can’t use the ARV until after 12 months, we can’t refinance until after 12 months, we can’t use rental income until it is on your tax returns, your loan amount can’t be below $100,000, and we will require you to have 30% equity in your property”.If that was the case we couldn’t do the BRRRR method - ever!

You may also want to confirm that your estate planning is in order to ensure that someone can seamlessly step into your shoes to deal with tenants in the event of accident or death.

@Chano SocarrasIn our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.

Get a copy of their SS card and a W-2 (which will confirm last 4 digits). 

Making a larger down payment can improve your loan terms, but keeping some cash reserves is also crucial for unexpected expenses and future investments.

I would still check on the availability and pricing of a secondary cleaner in the area though - always want to make sure mom can take a reservation or two off if schedules don't line up for some reason!

(www.choicecredit.net) and got results in less than 90 days.Worked with Private Funding to add to reserves and working captial as a "just in case" scenario to ensure I never ran out of funds (www.ladscapital.com)

Note do not do this for little items, reserve it for large expense items.