Oddly enough he also is in Scottsdale.

LLCs can expand or reasonably restrict the members’ right to inspect books and records in their operating agreements."

There are area and income restrictions, but much of NJ is eligible. 

Seems odd folks won't provide this information.

You are absolutely correct that many cities have some sort of restrictions against STRs, regardless of state or politics.However, it should be noted that CA can be far more restrictive than AZ and that 'Blue' states are often (usually) more restrictive than 'Red' states.

It seems odd or may be not that the shills and fake accounts started showing up after Pace rug pulled the very people who fed him hundreds if not more people who paid thousands of dollars to join.

Provide the buyer the county planning contacts, keep a copy of the job card.I believe the issue is that most permitting agencies place a 1 year deed restriction against selling as part of an “owner builder permit”….so as to keep non actual owner occupants from using the owner occupant exemption to do flips and such.

Quote from @Clay Watson: I'd suggest checking with a few more lenders to see if they have the same restrictions or if you can find a better deal. 

I'm planning on living in it with, but if I convert part a 2nd dining room and entry room into a liveable bedroom + kitchenette, will I be able to rent this out even if the HOA says there's restrictions on renting?

This is doable however my time to find, procure, and renovate rentals is very restricted due to my life on active duty.When looking strictly at the numbers a mortgage provides a better CoCR and a better ROE, but stepping back and looking at more plain facts it seems like leaving the house paid off is the best bet, thoughts?