And it is very straightforward to file these, so I would expect it to be well within the scope of any operator sophisticated enough to pull off an owner financed deal. 

At the time of the leak, my tenant was showering, but everything around the bathroom is sealed and in good condition.It’s been a week now, and there have been no further leaks.However, the owner of the apartment below is still asking me to repair their ceiling.

The owners actually look forward to firing people.

@Michael Anderson If the property had been sold, it would make sense to formally assign the lease and deposit to the new owner and memorialize an agreement to collect and adjust rents after settlement, indemnify the other party for things arising during their respective ownership periods, etc. 

The "good guy" with a gun looks the exact same as the "bad guy" with a gun.

I'm keen to connect with fellow STR owners in the area to gather insights on the ease of finding cleaning services and associated running costs.

Why did the previous owner sell it for only $85,000?

She has a duplex, one unit was owner occupied until her stroke; other had been rented until the same timeframe.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

So yes, correct, the borrower is the USER not the owner, the bank/lender is the "owner" right.