The construction financing is a program that requires the builder to already own the lots.

Hi David,With a Non-QM program, you can vest in your personal name at closing.

For them to come yes them along and sell them a project in the Everglades and a coaching program that was xeroxed from Carlton Sheets.People are just babies and only want to hear how good they are even when they come to the forums because they don't know anything.

@Jay HinrichsFamily is the cornerstone of a healthy and functioning civilization If you want to change the world, go home and love your familyGino

DTI and Credit scores are excellent and the property has been owned for more than one year.I realize that there is a "Find a Lender" function on this website, but I really don't want to be spammed with marketing emails. 

In late 2002 I received a call with my contact at the commission who informed me that (1) the commission would be dissolved due to the Texas sunset Laws and its functions merged into the Texas Finance Commission and (2) the director of the Texas Finance Commission considers fractionalized mortgage notes a security.  

Any non QM/portfolio lenders here on BP familiar with the owner-occupied programs that are out there?

I unfortunately didn't find any value in the program. 

But if you use the search function and type in Nate Barger, you should see a post that has several comments

I have worked with EasyStreet in the past and have closed loans for my clients using their program.At this time, I am currently using a different program for short-term rental purchases and it has been performing really well this year.