If they own nothing then probably makes no sense to even spend money on attorney

Must have been quite the purchase to still make sense for you to buy.

Wanting an agent who's engaged and supportive is just good business sense.

If you're at or near an increasing tax bracket, it could make sense to contribute to the 401k just enough to get your taxable income one tax bracket lower. 

I'm wondering if there is any way that I can refinance to a lower monthly payment in a way that makes sense.

I'm making the bet after 3yrs rates will be low enough to make sense to refinance  Why won't it be smarter to buy the interest rate down and lock in a lower interest rate now.

If you are planning on managing  your self or do a flip your self that makes sense, but otherwise look to a different market that works.  

@Paul Gamber, Your situation is a little gray as you're sensing and @Austin Cheatham laid out. 

So we make developing make sense for investors.We're also leveraging modular construction technology and standardizing traditional construction processes to develop faster and easier than ever before.Would love to connect with anyone curious about ADUs, permitting, SB9, the entitlement process for vacant land, or just residential investing in general!

Maybe its the sense of security..