I've been able to get a healthy combination of both cashflow and appreciation from all my properties after a little TLC.

Our combined DTI is around 30% right now.

but that's how far out I am trying to lookI remain bullish on the US as a whole true, thing is we can't predict more than 2-3 years from now. so we can't sa what happen in 30 years, if their economy is continue rising and they accept more immigration home price keep going up.in 2020 we thought the covid would bring everything down, but covid actually bring everything up lolalso asia is extremely different than US, overthere, everyone is more cautious about money so they would chase real estate like crazy, especially in very limited constrained land like in seoul or busan (jeju maybe different lol).i am actually three times more bullish for south korea home price than detroit+indianapolis+denver real estate combined because south korea has the real economic productivity, unlike the old USA that only can print money to survive lol

I've been able to get a healthy combination of both cashflow and appreciation from all my properties after a little TLC.

If someone sues you and wins, they can only take the LLC that owns the property that was involved in the lawsuit.Best: Using a combination of LLC and land trust to protect your rental properties.

@Ethan TramelSounds like you're hoping to combine two things... where you want to live... with wanting to make a few bucks through a house hack.

I'd bet that within 5 years, there will be a new platform that combines the best of all worlds......

I could use both my parents as guarantors and the total of us combined would be enough.

To date, our combined projects have yielded 320 preliminary plat approved lots across 101 total acres in three different counties and have generated a nice healthy return. 

@Arthur LeaoThe Roth IRA likely does not factor into your strategy as you have described it.The Roth IRA is not sufficient to purchase a property outright or with a non-recourse loan.The Roth IRA cannot be combined with personal funds to create a deal, since it is not sufficient to do a deal on it's own.It sounds as if you want access to the income.While an IRA may invest in real property, doing so is a way to diversify the IRA savings, not a way to bring that IRA money into your real estate deals.