Honestly I would say just try it out for 1-2 months and if its not creating a huge difference then just cut it off.

I live in California, having moved here during the pandemic to take care of my 91 year old mother, but I still own a fair bit of property there.

However, it's crucial to review the terms carefully, as they can be complex and include various fees.

If you believe the fed will keep cutting you may want to analyze if a variable rate would be viable for your situation.   

Just wanted to let you know to be careful about planning for a midterm rental (1-6 month).

Flipping during a bear market or high-inflation period can present some unique challenges, but it’s still possible to profit if you approach it carefully.

A tenant can do $20k of damage pretty quickly and skip town never to be found again, if you aren't careful.  

Is that per TV or cover the whole house.I have upscale vacation rentals so I'm personally not cheating out by not providing cable channels.I even put this in my ads. " If other properties aren't even providing cable channels, what other corners are they cutting?

I don't care about the interest rates on HELOCs because I will not be using them. 

You could explore a home equity line of credit (HELOC).Just have to be careful to NOT get in over your head in debt and go bust!