If you could stomach the negative cashflow or get creative holding is not bad.

Quote from @Cheryl Abram: Quote from @Duke Giordano: The nature of the limited partner and syndicator relationship is at best "holding information back" and at worst "deceptive or untruthful". 

Once I got over the idea of giving up my low rate, it made a ton of sense.In my opinion, letting the equity just sit there isn’t justified by holding onto a low rate.

Hey @Ana Mills, this ultimately depends on what your current portfolio looks like, your entity structure, and your plans to scale or not.If you have a few STRs and no plans to grow, it's beneficial to have separate bank accounts and credit cards for each property.If you plan to scale to 10+ properties and hold each property within it's own entity, maybe just a checking account per entity and keep some credit cards at the holding company level. 

A HELOC is not a great tool to use as a down payment on a long term hold, it is best used in quick turnaround scenarios.

Investment Info:Other buy & hold investment.

In those two specific states there is just a ton of build-able lots especially SWF so you dont have a supply issue like other areas of the country that are supply constrained and therefore prices are holding or even rising a tad.

Investment Info:Single-family residence buy & hold investment in Stafford.

However $15k is insane and the way they hold their business, the way they act and talk to people is just down right awful and will be the demise of their company.

Quote from @DeAnna McKillop-Lopez: I have been hearing a lot of people speaking about putting your holding LLC into an irrevocable trust.