We're odd in that our project manager actually has a formal degree in Interior Design.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

I find them annoying and as odd as it may sound, I don't want to give people options.

However, your best bet is to pick a medium-sized population city within those states with a lot of population growth.

What's your risk tolerance, I bet tax lien is having way higher risk than mortgage note.

In this case since your family is the seller and knows there are no title issues, it's a pretty safe bet you wouldn't need that policy.In regards to lein position, you should have a promissory note secured by a deed of trust that gets recorded ahead of any other encumbrances and that's what keeps you in 1st position. 

Seems out of line with the bulleted title "Restricted Investments".....odd.4. 

If you have a lender that can do 80% LTC regardless of the ARV, this will be the best bet.

I suspect they are flying under the radar of their regulatory agency for now but with the shenanigans you describe, i bet it won't be for long.

A good real estate attorney is going to be your best bet there!