Unless you are a child and moving into the property, it will get a property tax adjustment.  

With the exception of child molestation and rapist because that is a whole different level.

Because she had no child care that day she took the kids.  

If it's truly  4.75% it means mortgages will be that 5.5%-6% for primaries-- so anxiously looking but undecided and likely still unqualified for a lot of buyers who have increased DTI, less downpayment, and with  YoY house price increases in 2023.This will make sellers see 5.5% as attractive to swap(relative to 7.5%) and put theirs on the market, not understanding buyers still can't really buy.

Can cover damage if they or their child vandalize something and refuse to pay.

I'm a new investor and I also try to stay away from any investment that requires major renovations at this time.I have been looking into getting an investment property in Indiana, but undecided between Indianapolis and Fort Wayne.

If you don't really know what you are doing, you could find yourself with a problem child of a property that you did not expect.

Sometimes they also have a car payment or child support payments or major credit card debt. 

They were the "problem child" performers for me and all in one geographical area.

Case workers look at things such as disability, are the potential tenants collecting food stamps, child support, do they have other income, SS, how many children, what ages are the children etc etc etc.....In your earlier comment you said average for 3bedroom is around $900.