Hi Yinon, Most DSCR lenders will not typically require you to have a lease in place if the property was recently renovated or purchased.

Those that tend to have a bad experience, is typically tied to poor Sponsor selection or offering selection.

I would recommend the East Idaho REIA which is typically the 3rd Wednesday at 5:30pm in IF and the Poky REIA which is typically the 1st Tuesday at 6:30pm.

Which size of home is typically perform best on a cost benefit analysis?

They typically report rent payments to credit bureaus, helping tenants improve their credit scores.

Recapture typically happens only when you sell the property.If you use the property partly for personal use and partly as a rental in a given year, depreciation and other expenses must be prorated based on the number of days it was rented versus personal useBased on the current tax laws and regulations, once you've taken bonus depreciation on an asset, you cannot "capture" additional bonus depreciation on that same asset in future years, even if the rates increase.In the 2024 tax year, the rate for bonus depreciation is 60%.

There is a reason why I buy properties that cost a multiple of what typical cheap rental properties are going for.

In my market the valuation with f/f non commercial financing is typically lower than the hands off cost of adding the ADU.  

The profile of the typical Houston traveler is someone coming in for work.

This is an Interest only loan product that typically lends at 65% ARV.