If not, don’t even think of this.No matter what, consult a qualified lending attorney to understand your legal options and ensure you have proper loan documents in place to protect your investment.

If you don’t want to spend money I’m pretty sure you could get someone to grade the surrounding dirt and add some gutters for your $5k discount and gain you will have added value and come out ahead.

Imagine turning your retirement savings into a powerful tool for building real estate wealth—without spending a dime!

Maybe this is just happening because of the colder weather but I'm not sure and I don't want to spend hundreds of dollars getting a plumber to come out if a good investor-friendly handyman can take a look.

(coming from a sarcastic Catholic myself) Has God run a proforma for you to suggest how much you should spend on the rehab and still cash flow enough to generate your desired return?

Don't spend your last dime on an investment.

I email all my documents as pdfs with password protection, then I text the passwords to the person receiving them. 

If you haven’t done so already, consider protecting these assets under a legal structure, such as an LLC or trust, to ensure they are secure.

The intent was to spend money, not win.  

Some kinds of auctions allow you similar protections as a traditional sale.