I know not typical on here to have such a little amount in loans but we enjoy great cash flow that we live on, have lots of flexibility in what we can do and have no concern about making payments if the economy were to take a dump.

Life's just too short for dealing with stuff without having all those professionals and that economy of scale between you and the tenants.

the economy is super promising and the future looks bright as far as appreciation goes.

Memphis has a diversified economy, with major players in logistics (FedEx, UPS), healthcare (the Med District), and education (University of Memphis, Rhodes College).

The Arizona economy today is much different from what it was in 2008 when housing and construction drove our growth.

All the markets you mentioned are solid choices for affordability and long-term growth potential.If you’re looking to narrow it down, consider Indianapolis or Columbia, SC, as both have strong rental demand, landlord-friendly laws, and stable economies.

@Jeff ShaverIt's good to see a fellow San Diegan on here.If your goal is higher monthly cash flow, transitioning to larger assets with better economies of scale (like multifamily) could make sense.

so comparing miami to ohio or kansas or iowa is very wrong in my own opinion, because you are comparing diet coke with unsweetened tea, once the economy created its own pattern of success , comparing it to other town would not be accurate becoz the methodology of understanding the phenomenon has not been researched yet.like california is now the strongest market in usa although price wise it is the second highest and huge pop declines.

A couple months of vacancy, a soft rental economy, or a major expense could eat up your equity.

Or is it the volume of ongoing flips that will benefit the most with a project manager due to economies of scale?