We provide this lending criteria to all potential borrowers in an email, shortly after we’ve met.Background: What is your lending background?

I recently did a short term fix and flip loan investor to investor loan for 6 months @ 5 pts and 15% interest rate. 

It's so much work to furnish and set up a short term rental.

I may at somepoint consider utilities like energy and water, and how I can become more self sustaining, purchasing stocks is one way I can make my money back, or obtain ownership in what I am spending on in terms of utilities. 

Eventually a nice vacation rental on the water that we can also use for short term rentals.

You would then stress to not incur any improvement cost above $22,000 or you may have to liquidate the property.In this scenariod, $60,000 if you are making an above return at 10% to 12% annually + $30,000 making $4% in a HYSA, the average return is maybe around 8%The blended return would be about 9%You may be better off investing in the stock market, get a slightly lower return but without all the added stress / work.

I have several short-term rentals down here & am an STR expert in the area.

I'm ecstatic to have just secured a fantastic new short-term rental property and I'm eager to collaborate with experts to transform it into a stunning haven.

@Dan TrimbleA property can be rented, Long term (LTR), short term rental (STR) or mid-term rental (MTR).

Orlando has high tourism demand, making it ideal for short-term rentals, though regulations vary by area.