Our traditional bank will not give us a mortgage and now I am scrambling to find financing.

I scrambled and was able to find a septic inspector that could get the inspection done today at the price of $350.How should I handle this?  

This is not the norm from what I know, but @Brandon Turnermentioned on a recent podcast that he said cash, but planned to use hard money and fanny/freddy freaked out once they found out and he had to scramble for the cash.  

It's past 5pm on the east coast and these guys aren't even going to look at this stuff until Monday.I looked online and these guys have good reviews on the sites where they advertise, but honestly my experience is a lot more like the reviews on this pissedconsumer website belowhttp://sebonic-financial.pissedconsumer.com/If I had to scramble and get a hard money loan instead to close this deal, how do I start and how long does it take?  

After joint venturing the deal we had fire the initial contractor, were more than double my rehab time, and had to scramble to find another contractor to finish.

Account Closed prior to it being highly suspect and illegal here on the West coast IE equity skimming laws I did quite a bit of pre foreclosure rent back work... the deals were almost always made the day before the sale... and it was a mad scramble to get a cashiers check to the trustee.. we would hire couriers to hand deliver.. those in denial waited until they just could not deny anymore.. if we got one two days before that was a luxury. 

This will avoid any last minute scrambling. 

@Darren Elliott i actually ended up losing my job and then i started scrambling to get a new one so i never reached out :/ got a new job but don't have 20% down so i started trying to set up for wholesaling 

My coworker had it but it fell through with the previous buyer and was scrambling to get the deal closed, so we walked the property and we decided we would buy it cash and close on it ASAP if we got 10k off (budgeted 10k in furnishing) and it was a done deal.

@Jasmine Russell That’s a tricky one lol the real answer is it depends(annoying I know)… When I first got started I had 0 experience but had done a ton of research, I still lost 100k on my first deal (lol) but I used that painful lesson on my pitches to tell future partners what I learned and didn’t give upit was also a raw land permitting play and I payed back the investor every penny I owed which helped my brand- Now, for those that know me I don’t need to go over my portfolio, what I’ve done etc because my reputation precedes me however, when I’m in a scramble and need funding for a deal and advertising it to the world and talking to strangers I’m absolutely going over my track record so they feel comfortable that I know what I’m doing and if I don’t specialize in a particular niche I get someone on my team and involved in the deal who’s and expert there and have them on the calls or at the very least their website or somethingI definitely am a fan of fake it till you make it but if you’re the one putting capital into a deal maker, check, double check and triple check everything they tell you and do your own DD