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Results (10,000+)
Mario Niccolini Investing in a High-Risk Flood Zone (AE) – Worth It or Hard Pass?
7 February 2025 | 7 replies
Given my lack of experience in accurately assessing the additional costs and potential risks of investing in an AE zone, I felt it was best to step back and refine my evaluation process before taking on something like this.Thanks again for your input!
Anderson S. Breaking Through Financing Hurdles with Expert Mortgage Brokers
22 January 2025 | 0 replies
As you grow your portfolio, they can help you secure additional funding, refinance existing loans, and adapt to changing market conditions.Financing doesn’t have to be a roadblock to your real estate dreams.
Ian Russell 1031 exchange question
15 January 2025 | 3 replies
And then do a cash out refinance of the debt free property. 
Nicholas Nocella Looking for some direction!
30 January 2025 | 6 replies
I figured this could possibly put me in a good position for a cash-out refinance when I’m ready to move on to a second property.If I stick within my budget, Philadelphia seems to offer the most housing availability, but I’m concerned about most houses available being in rougher neighborhoods.
Duke Butterfield Sell or Rent? (Self-Manage or PM?), 4 year-old Primary Residence to Rental Property
27 January 2025 | 14 replies
And if you bought this property several years ago, then you probably already have a killer rate, so suggestions to refinance seem silly as you probably already have the lowest rate....especially if your refinance was completed as you were an owner occupant, and not categorized as an investor to a Lender.In terms of tax implications, again, it depends on what your ultimate goal is, but if you placed this into a trust, or even a beneficiary deed, it would pass through to a beneficiary who would not have to pay capital gains on it in order to sell it. 
Sara Holt First timer getting creative??
12 January 2025 | 1 reply
Sara,I see this a lot and I always ask if you know you are going to refinance in the long run to consolidate the Heloc why not just do a Cash out refinance instead. 
Jacob Sallblad Inherited 28 unit portfolio
21 January 2025 | 6 replies
My suggestion if your goal is to free up some equity to use for another purchase - start small with the single family home with a cash out refinance.
Ram Gonzales Creating a debt fund for owner finance strategy
15 January 2025 | 29 replies
We would also be working with them to prepare them for refinance from Day 1.
Arshiya Taami is 95% LTV for a DSCR Loan that is 2.2 possible?
14 January 2025 | 15 replies
No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis
Mary Holland Hey everyone! Has anyone here gone through the application process for DSCR loans?
7 February 2025 | 11 replies
If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.