Hi Paige-  I certainly have felt the pinch of a razor tight budget in some of my deals, so I understand.

Contractors are tough to come by in Ocean City, MD when you're in a pinch.

More specifically, I'm starting with wholesaling (I am not generating enough income from my job to have anything to invest even if I pinched pennies for years) I am interested in short term rentals and flipping.

That's pinching pennies.

Nope, not for me my friend, I call the burning dollars to pinch pennies.  

Google Fi is built as a cell phone service, it is only supposed to be used as a hotspot in a pinch.

We took a family vacation here and there and we don't pinch pennies, but we were essentially doing that from our W-2 income so we could maximize investment dollars.In December 2020 I reached a net worth of about $2 million, had almost $200,000 in the bank, rentals were grossing almost $20,000 a month, and no debt.

In a pinch you could use private money or hard money loans to purchase a deal. 

They affect DTI as well, if they are fully used up, which can pinch later when you expect to refinance out. 

I dated 2 girls for a combined total of 10 years in my 20s and early 30s, and am feeling the pinch to actually find one worth having kids with.