Personally for what people charge for these programs I would say you are 1000x  better off taking some courses at a local college, getting a degree and working in real estate to get paid for experience and then do real estate on the side for your own portfolio as well.

I’m not convinced it makes a real difference unless a person has a unique setting.

Well, three top reasons come to mind:It will allow you to deduct their earnings on your own tax return.It is required by law for any person to whom you paid at least $600 in 2023, total.

Are you referring to personal losses or other people had losses?

The vast majority of contractors won't want to give bids on properties while under contract unless they have a relationship with that person from prior jobs.

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

You have to enjoy and reward yourself sometimes.

By year 5 we had around 55 people.We did hire a marketing person but frankly marketing wasn't our strong suit. 

Try being an agent, your phone number is EVERYWHERE and you get targeted by a whole industry that wants to sell you the latest gimmick.Here is what helped me.I answer calls and when it's a telemarketer I will interrupt them and say very friendly (because I don't hate the poor person who gets paid to do this and coached to be ruthless): Hey, so glad you called, can you do me a big favor? 

Personally CA scares me.