I kept the pool, but after 8 yrs decided it’s better to fill it in.

It's my understanding that if there's a "partial exclusion", I'd use a Form 8949 with Code H...And if it's "fully excluded" and there's no 1099-S issued (which I indeed received no 1099-S), then I'd simply not mention...

I've been a contractor for 33 yrs, what you described isnt legal according to the Contractors license board.

I currently have a fixed rate of 2.25% for 25 yrs.

In my world you would be lucky if you could be successful in 60 yrs. 

I've been self managing our STR in Davenport for the last 2 yrs and don't know how to drive more rentals.

It's a 900sq ft 2/2 unit with 1 parking spot that is approximately 40 yrs. old, ina  100 unit building.

We are using credit unions with a 25 yr am, 2 yrs I/O.Most community banks will also go to 2 yr ams.

So you owned for 10 yrs, invested for 5?

Many Multi-family properties now in debt service trouble as the GPs took out very risky 2-3 yr floating rate or adjustable loans so they could cash flow after buying very expensive 3Cap apartments, which loans have gone from 1.5% to 5% or higher, and knowing that obvious and predictable risk since every primate could see mega-inflation coming in early 2021 due to more money printed in 2 yrs than first 200 yrs of country, They "smartly" took out Rate Cap insurance, (cost 50k for a 12 month policy on 10mil loan to cap variable insurance rise about 1-1.5% above the origination level) but now that US 10yr up 10x from 0.31 in 3/2020 to 4.2%, that same insurance policy is 1.5-2.0 million not 50K, so They can't cover the much higher debt service nor buy new cap insurance without shutting down distributions or capital calls.