Get your insurance in business name, utilities can be put in business name.

However, I’m unsure about the utility of having two paid-off rentals 25 years from now.

See if those can be covered for utilities.7.  

Long story short, you spend a month cleaning and renovating, then you find a new tenant after just 15 days.In total, you lost three months of rent income ($3,000) plus paying utilities ($500).

That's three months of mortgage and utilities, the cost of flooring, and the cost of painting.

Does anyone utilize high interest savings accounts for their cash flow.

If you're still interested, take a trip to the site once ground has been broken.The flashy marketing material for a new development is great, but don't put your money at risk for something that's likely to vaporize.

Listing your property there ensures visibility.Build Relationships: When agents reach out, respond quickly, highlight your property’s amenities, and showcase your flexibility to meet displaced families’ needs.Highlight Insurance-Friendly Features: Emphasize features like flexible lease terms, utilities included, and a fully furnished setup to attract insurance placements.This approach has helped me successfully market to insurance companies.

Additionally, do you all generally use a smaller income criteria if the rent is inclusive of utilities? 

We've utilized the VA loan for our current home, and this strategy has worked well so far.