I recently had this very conversation in person with a "we buy houses" guy and it struck me how at different stages in our life cycles, we have different goals. 

The question is: where are you in your investor life cycle now?

Below are the list of companies that I have spent the most time with in the past 3 years: Realty MogulPatch of LandIfundingRealty SharesFundriseI have invested in at least a half dozen transactions with each site above and have gone through the whole lifecycle from the initial investment to periodic payments and finally close out of the investment.

A: No, the return on investment is not affected by where the mortgage is in its life cycle.

Well Zillow is a a real estate life cycle website that has a feature called a Zestimate.

We do work closely with a property management company we trust in all phases of the investment lifecycle.

The significance of valuations depends on what stage a deal is in its investment lifecycle.

Pretty good with the software life cycle but never heard of "Ruby on Rails".

I have a large professional network that comprises every stage of the investment lifecycle, including GC's and Construction supplies at prices that only larger institutions get. 

Hopefully it will appreciate and you can move on up, so just keep it in good condition.You won't get a buy out price if they want it appraised at the end, I doubt it would be worth it as 20 years can be the life cycle of solar panels and then, I bet something cheaper and better will be available, so I wouldn't tie my thinking up about buying it down that long road.BTW, Welcome to BP and congrats on your new home. :)