We have a PMS which also doubles as channel manager and is also integrated into our site. 

Hi Jaycee, We don't meet any of the three criteria you had mentioned.

I'm a part of local real estate investors meeting and I have some good realtor contacts.

Because of my savings and lack of expenses, I'm in a very comfortable position to make my first move, but because my income is mid, I'm unable to meet the Debt-to-Income requirements to qualify.

I'd recommend attending investor meet ups.

This would not meet the 3X monthly rent rule at $1,000 a month.

If a bank does this, they have no flexibility in their lending and must meet Fannie Mae's and Freddie Mac's requirements in each loan.

Rejects County’s Allegations That Lenders Engaged in ‘Integrated Equity-Stripping Scheme’14. https://www.pinecountynews.com/opinion/columns/protect-farmers-from-equity-stripping-scams/article_e2cfa266-7caa-11e9-b749-830948f9d469.htmlEquity stripping scams were particularly prevalent in the early 2000s.

When you can communicate both your strategy and criteria (and are financially credible), you can leverage your network and get meetings with brokers who are willing to shop for you.

Just because you want to hit a specific number doesn't mean the market will meet you there.Great example of how Class C properties may appear like great cash flowing investments on paper - meaning fully rented, paying on time and normal levels of maintenance.