I was planning to search scratch and dent at the big box stores and facebook marketplace for gently used stainless.

Oh, and if they have an inside scoop on something that might be coming soon, then let me know about it early.No need to be gentle, I have thick skin.

Even a gentle bull can become dangerous just through the sheer power they possess.  

Instead of going to get brand new materials and appliances, look for gently used materials, appliances or sales.

Simply clean them really well, buff a few worn spots with sand paper and apply a new layer of poly.

You want your agent to test the waters gently with the COVID discount and see if the seller is ready to do something.

Gently ask the tenant to provide evidence of being laid off, collecting unemployment, etc.

But, assuming owner financing isn't an option, I think the best scenario is to "gently" feel out the lender and see if the points can be waived, while continuing to make the interest payments.

I'd gently recommend to your tax preparer that they review that concept.  

They were called due in the last downturn, so are not cuddly gentle creatures...but have a bite.